Archive for category: Roof Repair, Maintenance and Replacement

How to Tell if High Winds Damaged Your Roof

Missing Or Damaged Shingles from Wind

Tips To Tell If High Winds Damaged Your Roof

It doesn't matter if you are living in a climate that sustains high winds often or not. Major storms can cause significant damage to your roof when you least expect it. By becoming aware of the signs you can use to spot the damage, you should be able to make the requisite repairs needed to keep your roof in the best condition.

Tips To Tell If High Winds Damaged Your Roof:

Look Around Your Home

One of the best ways to determine if you've sustained damage to your roof following a storm would be checking out the area surrounding your home. By looking closely at the ground towards the perimeter of your home, you should be able to tell if there are broken shingles or anything else that shows you may have experienced roof damage. You should also be looking at your gutters to see whether or not they are where they are supposed to be


Visit Your Roof

Once you have determined that there is no debris on the ground, it's time to climb on your roof. You want to get up on top of your roof before determining you haven't sustained damage because there may be cases of hidden damage or damage that isn't visible from the ground.

 The best way to do this is by heading up to your roof and looking closely at it. Looking at your roof will give you plenty of ideas as to whether or not you sustained wind damage. After all, the results of wind damage will typically be fairly obvious compared to other kinds of damage. Therefore, you should be able to tell if your roof is in good condition once you see it up close.


Look Indoors

This is one of the signs that you aren't going to want to check for. The damage that you sustained on your roof that allows water to leak in can cause major damage. Because of this, it should be looked at very carefully after experiencing a major storm. You want to ensure that your roof doesn't leak. A leak can cause a lot of problems that you would rather not deal with. Because of this, you want to look at your home indoors when it is raining. If possible, you can run water on your roof to check to see if you can spot any areas where there is a leak.

Final Thoughts:

Overall, there is a lot that you can do when it comes to checking your home for roof damage after a major storm. By checking your home for damage, you should be able to find obvious signs that point to damage. You want to look around the perimeter of your home. Likewise, you want to climb a ladder onto your roof to get a closer look. Lastly, if you think that you sustained roof damage, you should be calling a professional roofing contractor to get a roof damage assessment. This should protect you in case you did sustain damage from major winds.

How to File a Roof Repair Insurance Claim

Guide On How to File a Roof Repair Insurance Claim

Guide On How to File a Roof Repair Insurance Claim

Roofing repairs can be costly and devastating for those who are on a set budget each month. Having an emergency repair such as this come up is taxing and it's not something you are going to want to deal with on your own.

As a result, it might be time to understand what your insurance policy on the house has to suggest when it comes to putting in a roof repair insurance claim.

Many insurance policies do offer respite when it comes to these kinds of repairs and will offer compensation. Here is a detailed look at how to file a roof repair insurance claim so it goes through the way you want it to.

Know Your Terms

Have you taken the time to learn more about the terms of your insurance policy?

Each property owner is going to have a different setup with their insurance provider and that is normal. This includes your deductible and other relevant information that is going to go a long way in shaping the claims process.

If you are unaware of this information, you may not file the claim properly and that is going to set you back a few days or weeks.

Instead of making mistakes, it is better to go through the terms and conditions as soon as you find out about the damage. This is going to allow you to find out more about what you are eligible for under the current insurance policy.

Having this information ready to go is going to empower you when it comes to doing things the right way with a roof repair insurance claim.


Take Pictures

It is essential to take pictures because you are going to need to give the insurance provider enough proof for the claim to go through. These images are going to have to be stored in your possession along with being attached to the claim.

This is the only way to make sure the insurance company can take a look at the damage and make sure it is valid.

Having all of this information ready to go is going to save you a lot of time.

Along with taking pictures, make sure you are noting down all of the damages on paper too. This is going to make it easier for you to ensure specific damages weren't missed along the way when you were taking photos.

It's always better to have as much information as possible when it comes to the documentation stage of the claims process.


Call an Independent Inspector

An independent inspector is a must when it comes to filing a claim.

This inspector is going to make sure you are not lying on the claim and do have to pay for damages to the roof. The inspector is going to have to be someone that is verified by the insurance agency, so you are able to move forward with the claims process as soon as you want to.

Going with someone that isn't qualified will only waste your time as the insurance agency will want to make sure they are the real deal.


Document Costs

The costs are going to matter a lot when you are figuring things out.

There is nothing worse than being in a situation where the costs start rising rapidly and you don't have the ability to verify them on your own.

Remember, even if a reliable roofing professional comes to the property, it is still important to know most of the costs on your own. This is going to ensure you get a fair quote that is in line with what the market rate is at the moment.

This is just as important as anything else you are going to do for your benefit.


Reach Out to the Insurance Provider

It is imperative to reach out to the insurance provider as soon as you have the relevant information in hand. This is why taking action quickly is a must.

Otherwise, you are going to have to wait even longer to get the compensation that is your right.
By taking the opportunity to reach out to the insurance provider once the information is prepped, you are going to have a much easier time during the claims process. It is going to go ahead smoothly and you are not going to have to deal with a back and forth scenario.

This can be damaging to those who want to do things properly.


Go with a Certified Roofing Company

It is essential to find a certified roofing company that is known for working in the region. This is going to make it easier to verify the quote that has been made and will likely lead to the insurance provider approving the claim.

A lot of clients don't do this and that is what holds back the claims prcess.

The insurance provider is going to want to make sure the amount is verifiable and that is only going to happen when you are thinking about choosing the right certified roofing company. Focus on this as you are trying to pinpoint how the claim is going to be filed.

If the wrong approach is taken, you are going to have to go through additional steps that can be time-consuming and wasteful.

Final Thoughts:

In the end, this is what you are going to need to think about when it comes to putting in a roof repair insurance claim. A lot of people want to make sure they are saving money and getting fair compensation and the only way this is going to happen is with a proper claim.

Make sure to act swiftly and get the roofing specialist in right away.

This will ensure things progress the way you want them to and you are able to record everything to receive compensation from the insurance provider. Being on top of this from day one and is going to allow you to save quite a bit of money and put in the insurance claim quickly.