Signs That Your Roof Has Been Damaged In A Storm
Wind, rain, hail, sleet and snow can all cause damage to your roof. While some signs of damage are easy to spot, others may not be so obvious. So how do you know if your roof has been damaged after a storm?
Look for the following signs:
Missing Or Damaged Shingles
If any of the shingles or roof tiles are missing, cracked or damaged in any other way, it is a clear sign that your roof has sustained damage from a storm. The wind can pull shingles up or a storm can cause tree branches and other debris to fall on the roof causing damage. Extreme hail storms can also result in significant damage to your roof.
It may however be a little more difficult to spot shingles that have become loose during a storm. Loose shingles will flap and cause wear of the granules on the other shingles on the roof. Look for horizontal lines where granules have worn. This is an indication that the seal between the shingles has been broken and that the roof is no longer waterproof.
Hail can cause dings and dents in shingles, especially those made from asphalt. These dings are not always noticeable but can become a problem allowing cracks and creases to develop later on. In severe hail storms, roof tiles or shingles may crack or break.
Damaged Or Missing Flashing
Flashing is the placed around the edge of the roof and other features such as skylights and chimneys. This flashing is used by professional roofers to redirect water away from these areas and provide additional protection. Missing flashing after a storm will make these areas vulnerable to water collecting and leaks developing on the roof. Damaged flashing should be replaced as soon as possible after a storm. It is recommended to call in the experts to replace flashing professionally.
Missing, Peeling Or Damaged Sealant
Sealant is normally found where the flashing has been placed on the roof or in between the shingles or roof tiles. This sealant is to prevent water from leaking into the ceiling or home. Peeling sealant is normally the result of long-term exposure to the sun which can cause the material to deteriorate. However, after a storm, the seals can be broken or damaged resulting in leaks. It is important to inspect the roof for sealant damage after a storm, preferably by expert roofing contractors.
If you start noticing a build-up of granules at the bottom of your downspout, it may be a sign that your shingles are succumbing to wear and tear or that damage has occurred after a storm. These granules are basically being washed off or falling from the roof shingles. It is best to address this problem sooner rather than later.
Damp And Water Spots
If you notice water spots on the ceiling or running down the walls of your house, this indicates that a leak has occurred on the roof. Curling or buckling roof tiles are indications of damp in your roof. If you notice these signs, it is highly recommended to call in a roofing contractor as soon as possible.
What Should You Do After Your Roof Has Suffered Damage From A Storm
Harsh weather conditions such as heavy rains, strong winds, massive snowfalls, and scorching sun can be particularly damaging to roofs. Tornadoes and hail storms are particularly severe and can cause roof damage and leaks that can impact your home’s interior. Here’s what to do after the roof of your home has been damaged by a storm.
What to Look For
Sometimes the damage is quite obvious like broken roof flashings, missing, curled or buckling roof shingles, wet walls, leaks, spots on the ceiling or water issues around the exterior of the building. Look for:
Other types of damage may not be that obvious which is why it is important to have regular roof inspections at least twice a year as recommended by the National Roofing Contractors Association.
Starting the Restoration Process
Once the damage has been identified the next step is to call in a professional roofing expert to assess the extent of the damage and provide an estimate of the cost of repairs or replacement and discuss financing options, warranty packages, and an estimated time frame for completing the job.
Finance Options for Roof Replacement
If the extent of the damage is severe a roof replacement may be the only option available. It is important to establish what the homeowner’s insurance will cover and what is excluded. Home insurance typically covers damage to a roof if it is outside the control of the homeowner, for example, fire and vandalism. Damage from extreme weather conditions or so-called “acts of God” like tornadoes or hurricanes is usually also covered. Some homeowner’s insurance policies also cover damage caused by moderate weather conditions such as hail storms, heavy rains, and high winds.
Coverage for roof damage often depends on the age of the roof and many other factors including the area where the property is situated. The best way to determine whether storm damage is covered by home insurance is to contact the insurance provider who will go over the specifics of what is included in the policy and whether there are any deductibles.
A new roof installation usually comes with its own warranty; however, some warranties only cover installation or manufacture defects and not weather-related damage. Certain roofing warranties can cover a roof for up to 50 years including 100% of the cost of repairs, materials, and labor.
If a new roof needs to be installed the homeowner should only deal with a licensed and qualified contractor that provides the best workmanship and warranty. A good warranty will provide full coverage that is not prorated over the course of a protection period and can be transferred to a new homeowner.
If a storm has left you with a damaged roof that needs replacement you will need experts who will take the time to thoroughly inspect the damage and assist you in putting together an affordable roofing package that includes a good warranty. A quality roofing contractor will provide you with a free consultation and estimate. Homeowners should also check with state and local agencies whether the anticipated contractor is qualified and licensed to work in the area where they live.